Capital Gains Tax Calculator Pakistan 2026-27
Work out the tax on the profit when you sell shares. The rate depends on when you bought them, not on how much you made.
Your share sale
The total cost of the shares you sold.
The total amount the sale brought in.
This sets your rate.
This sets the tax year.
Tax year for this sale
Read from the date you sold. You do not pick this — the selling date decides it.
Nothing you type leaves your browser.
Tax on this sale
Filer · 2025-26Rate on this sale
15%
Bought on or after 1 July 2024, so one flat rate applies however long you held them.
You held them for 10 months.
How this was worked out
Rs. 3,000,000 sale less Rs. 2,000,000 cost is Rs. 1,000,000 profit. 15% of that is Rs. 150,000, leaving you Rs. 850,000.
NCCPL takes this off and gives you a certificate to file with your return. NCCPL works from its own trade records and allows a small standard amount for costs, so its figure can differ a little from this one.
What you pay, by when you bought
Your rate is fixed by the day you bought the shares. This is the whole table.
| When you bought | Filer | Non-filer |
|---|---|---|
| Bought before 1 July 2013 | 0% | 0% |
| Bought 1 July 2013 to 30 June 2022 | 12.5% | 25% |
| Bought 1 July 2022 to 30 June 2024 · held up to 1 year | 15% | 30% |
| Bought 1 July 2022 to 30 June 2024 · held 1 to 2 years | 12.5% | 25% |
| Bought 1 July 2022 to 30 June 2024 · held 2 to 3 years | 10% | 20% |
| Bought 1 July 2022 to 30 June 2024 · held 3 to 4 years | 7.5% | 15% |
| Bought 1 July 2022 to 30 June 2024 · held 4 to 5 years | 5% | 10% |
| Bought 1 July 2022 to 30 June 2024 · held 5 to 6 years | 2.5% | 5% |
| Bought 1 July 2022 to 30 June 2024 · held over 6 years | 0% | 0% |
| Bought 1 July 2024 to 30 June 2025 | 15% | 30% |
| Bought on or after 1 July 2025 | 15% | 15% |
How this is worked out
- Your profitWhat you sold them forWhat you paid for the shares
- TaxYour profitYour rate
The tax is never charged on the full sale amount — only on what you made above what you paid.
Other investment profits
The same tax works differently across the two markets. Pick the one you traded.
Questions about tax on share profits
The things people ask most about capital gains tax on the stock exchange.
Is the tax on the whole sale amount?
No. It is only on your profit — what you sold for less what you paid. If you sold Rs. 3,000,000 of shares that cost you Rs. 2,000,000, the tax is worked out on Rs. 1,000,000.
Does this get added to my salary income?
No. Investment profit is taxed on its own, at its own rate, and is not added to your salary or business income. It does not push your salary into a higher slab.
Does being a filer change what I pay?
Yes, on most purchases the rate doubles if you are not on the Active Taxpayer List. There was a window where recent buys were charged the same either way, but the Finance Act 2026 removed it from 1 July 2026.
What if I made a loss?
There is no tax on a loss. A loss on investments can only be set against profit on other investments — not against salary or business income — and can be carried forward for up to three years.
Which rate applies to my shares?
It depends only on when you bought them. Bought before 1 July 2013, nothing is charged. Between 1 July 2013 and 30 June 2022, a flat 12.5%. Between 1 July 2022 and 30 June 2024, the rate drops the longer you held them, from 15% down to nothing after six years. Bought on or after 1 July 2024, a flat 15%.
Does holding shares longer reduce my tax?
Only for shares bought between 1 July 2022 and 30 June 2024. For anything bought on or after 1 July 2024 the rate is a flat 15% whether you held it a week or a decade.
Do I have to pay this myself?
NCCPL works it out from its trade records, collects it through your broker, and issues you a certificate after the year ends. You file that certificate with your return, and it is treated as conclusive proof of the figure.
Is dividend income included here?
No. A dividend is a payment from the company’s profits and is taxed separately when it is paid. This page is only about the profit you make from selling the shares themselves.
This is an estimate for your own planning. NCCPL works out the official figure from its own trade records and issues you a certificate each year — use that when you file. This page is not tax advice.
More Pakistan tax calculators
Pick the calculator for your income or salary decision — each one uses current FBR rates.
Official sources
Every rate on this page comes from these official documents. Open them to check the figures yourself.
Income Tax Ordinance 2001Section 37A and First Schedule Division VII — the rates on this page. Amended up to 30 June 2026.
Finance Act 2024Replaced Division VII, setting the 1 July 2024 cut-off and the flat 15% that follows it.
Finance Act 2025Raised the mutual fund rates to 15% and narrowed the six-year relief.
Finance Act 2026The budget law for 2026-27. It left the rates alone but removed the non-filer exemption in Tenth Schedule rule 10(y).