After-tax offer comparison · FY 2026-27

Job Offer Comparison Calculator Pakistan 2026-27

Compare your current job with a new offer by salary, bonus, deductions, tax and real take-home pay.

Inputs

Fiscal year
Rs.
Rs.
Additional optional fields
Rs.
Rs.
Rs.
Rs.

Post-tax amounts taken from your salary, such as loan repayments or insurance. They lower your take-home but not your taxable income.

Results Comparison

Current Job

Gross Monthly Salary

Rs. 200,000

Monthly Tax

Rs. 13,000

Net Monthly Salary

Rs. 187,000

Annual Net Income

Rs. 2,244,000

New Job Offer

Gross Monthly Salary

Rs. 260,000

Monthly Tax

Rs. 25,000

Net Monthly Salary

Rs. 235,000

Annual Net Income

Rs. 2,820,000

Additional Insights

Extra Monthly Take-Home

+Rs. 48,000

Extra Annual Take-Home

+Rs. 576,000

Extra Monthly Tax

Rs. 12,000

Extra Annual Tax

Rs. 144,000

Effective Tax Rate (New Offer)

9.62%

Want to negotiate smarter?

Use the Reverse Salary Calculator to find the gross salary you need for a target take-home.

Reverse Salary Calculator
Offer comparison method

How to compare two job offers after tax

Compare like with like: enter recurring pay and payroll deductions for each role, then judge the offers by monthly and annual take-home.

1

Enter recurring pay

Add the monthly base salary and any regular taxable bonus for your current job and the new offer.

2

Include deductions

Enter comparable post-tax deductions, such as insurance or loan repayments, for each role instead of comparing gross pay alone.

3

Compare real take-home

The calculator applies the same FBR fiscal-year slabs to both jobs and shows the monthly and annual net difference.

Got questions?

Job offer comparison calculator FAQs

How to compare two salary packages by the after-tax amount you actually keep.

How does the calculator compare two job offers?

It calculates each job’s taxable monthly pay, applies the selected fiscal year’s FBR salary slabs, subtracts monthly income tax and then removes any post-tax deductions you enter. The results show both packages side by side and highlight the monthly and annual take-home difference.

Should I include bonuses when comparing offers?

Include a bonus when it is a regular monthly part of the package. The calculator treats that recurring bonus as taxable salary. A discretionary annual bonus is not directly modelled, so compare it separately unless you can convert it into a realistic monthly amount.

How should I compare deductions and employee benefits?

Enter recurring post-tax payroll deductions for each job, such as loan repayments or insurance. Non-cash benefits such as medical cover, transport, equity, leave and remote-work flexibility are not assigned a rupee value, so review them separately before deciding.

Can a higher salary offer leave me with less take-home pay?

A higher gross salary normally increases take-home pay because Pakistan’s tax slabs are progressive, but larger deductions or a weaker bonus package can make the overall offer less valuable. The side-by-side result makes those differences visible.

Can I compare job offers for an earlier fiscal year?

Yes. Choose any fiscal year from 2014-2015 through 2026-2027 and both salary packages are recalculated using that year’s FBR salary slabs.

This calculator provides an estimate, not tax or financial advice. Compare non-cash benefits, working conditions and employer-specific payroll treatment before accepting an offer.

Trusted. Accurate. Updated.

Pick the calculator for your income or salary decision — each one uses current FBR rates.