After-tax raise planning · FY 2026-27

Salary Increment Calculator Pakistan 2026-27

Calculate how much of your raise you keep after tax by comparing your current and new take-home pay.

Inputs

Fiscal year
Rs.
%

Rs. 40,000 monthly increase

Additional optional fields
Rs.
Rs.

Post-tax amounts taken from your salary, such as loan repayments or insurance. They lower your take-home but not your taxable income.

Results Comparison

Current Salary

Gross Monthly Salary

Rs. 200,000

Monthly Tax

Rs. 13,000

Net Monthly Salary

Rs. 187,000

Annual Net Income

Rs. 2,244,000

New Salary (After Increment)

Gross Monthly Salary

Rs. 240,000

Monthly Tax

Rs. 21,000

Net Monthly Salary

Rs. 219,000

Annual Net Income

Rs. 2,628,000

Additional Insights

Extra Monthly Take-Home

+Rs. 32,000

Extra Annual Take-Home

+Rs. 384,000

Extra Monthly Tax

Rs. 8,000

Extra Annual Tax

Rs. 96,000

Effective Tax Rate (New Salary)

8.75%

Weighing a new job?

Compare two roles side by side using salary, tax and take-home pay.

Compare Job Offers
Calculation method

How salary increments affect take-home pay

A gross raise is not the same as the amount added to your bank account. The calculator compares both salaries under the same fiscal-year rules.

1

Annualize taxable salary

Your monthly base salary and recurring bonus are combined and multiplied by 12 before tax is calculated.

2

Apply FBR salary slabs

The selected fiscal year’s progressive salary slabs are applied separately to your current and increased pay.

3

Compare the net raise

Monthly tax and any post-tax deductions are subtracted, showing the extra monthly and annual take-home you keep.

Got questions?

Salary increment calculator FAQs

How this tool turns a gross raise into your real after-tax take-home gain.

How is my after-tax salary increment calculated?

For each salary we take your gross monthly income (base salary plus any bonus), apply the FBR salary tax slabs for the fiscal year you pick, and subtract the monthly tax. Any monthly deductions you enter are then removed to give your net take-home pay.

Is my monthly bonus taxed?

Yes. A regular monthly bonus is part of your taxable salary, so it is added to your gross income before the slab rates are applied. That is why a higher bonus can push you into a higher slab.

What should I enter under monthly deductions?

Use monthly deductions for after-tax amounts taken from your pay, such as loan repayments, insurance, or society dues. They reduce your take-home pay but do not lower the income your tax is calculated on.

Why is my take-home increase smaller than my raise?

Pakistan uses progressive tax slabs, so part of a raise can be taxed at a higher rate than your existing salary. The extra tax on the increased amount is why your net gain is smaller than the gross raise.

Can I calculate an increment for an earlier fiscal year?

Yes. Pick any fiscal year from 2014-2015 through 2026-2027 in the dropdown and both salaries are recalculated using that year’s FBR salary slabs.

This calculator provides an estimate, not tax or financial advice. Your actual take-home also depends on other income, allowances, and deductions specific to your employer.

Trusted. Accurate. Updated.

Pick the calculator for your income or salary decision — each one uses current FBR rates.