Property Capital Gains Tax Calculator Pakistan 2026-27

You have a taxable profit when the higher of your sale price and the official property value is more than what you paid plus your other allowed costs. If that calculation does not produce a profit, there is no capital gains tax. Tax already collected when you sold can still count towards your income-tax bill for the year.

Only if you bought it before 1 July 2024. For those older purchases, the rate falls over time and reaches zero after two years for flats, four years for a built property and six years for open plots. For a filer who bought on or after 1 July 2024, the rate stays at 15% however long the property was owned.

Property profit belongs to the tax year in which you sell. Pakistan’s normal tax year runs from 1 July to 30 June, so a sale on 21 July 2026 belongs to tax year 2026-27. The calculator chooses the year automatically to avoid using the wrong rate. If the FBR has approved a special tax year for you, confirm the result separately.

Usually. The registry or housing society normally collects advance tax from the seller when the property changes hands. The calculator subtracts that amount from the tax on your profit. If more was collected than this bill, the unused amount normally counts towards tax on your other income before any refund is paid. A sale within the same tax year as the purchase follows a stricter rule.

One is tax on your profit. The other is advance tax normally taken from you when the property is transferred. They are not simply added together: for a standard sale, the amount already collected is subtracted from the tax on your profit. That is why the calculator can show little or no extra tax to pay.

For most purchases, enter the price you paid in the first field. Put other allowed buying, selling and improvement costs in the next field, but do not include a cost already claimed elsewhere. Different rules may apply to inherited or gifted property, connected-person transfers, and property worth more than Rs. 5 million paid for outside the required banking or digital method.

No. A different rule can apply if you are a non-resident with a Pakistan Origin Card, National Identity Card for Overseas Pakistanis or Computerised National Identity Card and bought through a Foreign Currency Value Account or NRP Rupee Value Account. For that case, the tax collected when you sell replaces the separate tax on your profit. Get professional advice instead of relying on this result.

Then you cannot subtract the amount this calculator shows as already collected, so the tax still to pay may be higher. This can happen for some qualifying first sales of government-allotted property and for certain exempt sellers. Confirm an exempt sale separately.

The tax collected when you sell still reduces the tax on your profit, but any extra cannot be used against other income tax or refunded. Pakistan’s normal tax year runs from 1 July to 30 June. Buying in August and selling the following March is within one tax year; buying in March and selling in August is not. If you have an FBR-approved special tax year, confirm the result separately.

Yes, for property bought on or after 1 July 2024. A filer pays 15% of the profit. A non-filer pays at least 15%, but their final rate depends on their total income for the year. That is why the non-filer result is shown as a minimum rather than a final figure.